OLAOYE, Godwin. Sector-Specific Digital Adoption in Retail, Manufacturing, and Service SMEs. American International Journal of Computer Science and Technology, India., v. 8, n. 1, p. 21–28, 2026. DOI: 10.63282/3117-5481/AIJCST-V8I1P103. Disponível em: https://aijcst.org/index.php/aijcst/article/view/153. Acesso em: 7 feb. 2026.